Kopel Realtors & Consultants have all the right connections to get you the property of your dreams. Kopel agents will leave no stone unturned in order to get you the right property at the best price.
Steps to buying a home:
- Decide if you are ready
- Find a REALTOR
- Get Loan Pre-Approval
– We can help you with this. - Look at Homes – Search Listings On the Left
- Choose a Home
- Get Funding
- Make an Offer
- Get Insurance
- Closing
Facts about Appraisals:
Why Get an Appraisal?
There are many reasons why you may need an appraisal. The most often case, and the one that people think of the most, is that appraisals are used by lenders when you apply for a loan. Your bank needs to have the value for your property, or the property you are interested in, in order to make an informed decision about whether or not to grant the loan. Below are some other reasons an appraisal may be helpful to you.
1. Buying/Selling Your Property
Knowing the fair market value of a home or property can help give both the buyer and the seller peace of mind when completing a real estate purchase. Having a certified appraisal can keep both parties informed and up-to-date on pricing expectations.
2. Removing PMI
PMI can cost you hundreds, if not thousands of dollars a year. Getting an appraisal can help prove to your lender you have crossed the 80% loan-to-value threshold needed to remove your monthly PMI payments.